Kingston TN
These days, the cost of living adds up for almost everyone. One of the best ways to stretch your dollar is to avoid wasting money, which is why it is unfortunate that many individuals let the entire year go by without using all the dental benefits afforded them under their medical insurance plans. Do not let this happen to you! Here are a few reasons why you should use your dental benefits before they expire at the end of the year.
Use it or lose it: Every dental insurance plan has a maximum amount of benefit money it pays out in a given year. These maximums typically renew on January 1 of each year and any unused benefit money will not roll over. Failing to spend this yearly maximum literally lets it go to waste.
Deductibles reset: Your deductible is how much money you pay out of pocket to your medical provider—be it your physician, dentist or some other specialist—before your insurance company starts covering some of the cost. When January 1 rolls around, your plan resets and you have to start paying your deductible all over again. For this reason, many people choose to schedule expensive procedures near the end of the calendar year, smartly using their insurance benefits to cover a greater percentage of the cost.
Price changes: With all the turmoil about insurance today, and the rise in cost of so many goods and services, you never know how your plan may change from one year to the next. Your premiums—the amount of money you pay every month to receive your insurance—may increase. Many insurance companies also may incorporate fee increases heading into a new year. These fee increases do not include any hikes in copays, which many medical and dental practices may incorporate in response to higher cost of materials and/or equipment.
Make the most of your dental insurance
You pay your premiums all year long to make sure you and your family receive the medical and dental coverage you need. Failing to take advantage of those earned dental benefits literally takes money out of your pocket and hands it to your insurance company while you and your family receive nothing in return.
Moreover, regular dental care is a cornerstone of maintaining high oral health. By visiting your dentist at least once every six months for a professional cleaning and an examination of your teeth and mouth, you stay on top of any potential developing problems, which means any treatments to resolve those issues will be less intensive and cost less, too.
Financing options for dental care in Kingston, Tennessee
At LakeView Dental Arts, we request that you supply all available dental insurance information at least three days prior to a scheduled appointment. That gives our administrative staff adequate time to determine an adequate estimation of your benefits by the time of your appointment. If you are unsure if we accept your dental coverage or you have any questions about insurance or our payment policies, you can always call our office during normal business hours at (865) 376-9687 or complete our online appointment request form.
